The best thing that you can do for yourself, if you have not already earned a degree, is go back to school. Not only is it a sound foundation for your future, but there are also some great perks for your present self!
Did you know that every year the IRS provides thousands of dollars in tax credits and deductions to Americans who are enrolled in some form of higher education (including certification classes for a trade)? Not only can you deduct the interest that you pay on your student loans, but the American Opportunity Credit can provide up to $2500 in tax credits per eligible student. There’s also the Lifetime Learning Credit that provides up to $2000 per year.
Now of course, you want to speak to your tax specialist for details on which option may be best for you. There are some terms and conditions. This is a great time to invest in your education!
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